Q: Are the calculations accurate?
A: The results are designed to be as accurate as possible using standard formulas. However, they are for guidance only and don’t replace professional financial advice.

Q: Can I use different currencies?
A: Yes! You can switch between popular currencies like USD, GBP, and EUR in each calculator.

Q: Why are my saved results showing multiple entries?
A: Each time you hit “Calculate,” your result is saved for comparison. Use the “Clear” button to remove all previous results.

Q: Are these calculators free to use?
A: Absolutely! Our tools are 100% free, and we don’t require any sign-up or payment.

Q: Can I trust this site?
A: Yes — we don’t store any personal data, and all calculations are processed instantly in your browser.

Interpretation and Definitions

Interpretation

Words with capitalized initial letters have meanings defined under the following conditions. The definitions shall have the same meaning whether they appear in singular or plural.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for You to access our Service or parts of our Service.
• Affiliate means an entity that controls, is controlled by, or is under common control with a party.
• Company (referred to as "the Company", "We", "Us", or "Our") refers to Money Calculator 4U.
• Cookies are small files placed on Your device that hold data, including Your browsing history.
• Country refers to the United Kingdom.
• Device means any device that can access the Service (e.g., computer, mobile phone).
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the Website.
• Service Provider means a third-party company or individual that processes data on behalf of the Company.
• Usage Data refers to data collected automatically, generated by the use of the Service.
• Website refers to Money Calculator 4U, accessible from http://moneycalculator4u.com
• You means the individual accessing or using the Service, or the legal entity on whose behalf such individual is accessing or using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide certain personally identifiable information including, but not limited to: Usage Data.

Usage Data

Usage Data is collected automatically when using the Service and may include:

• IP address
• Browser type and version
• Pages visited
• Time and date of visit
• Time spent on pages
• Device identifiers
• Diagnostic data

When using a mobile device, additional data such as device type, OS, and mobile browser may be collected.

Tracking Technologies and Cookies

We use cookies and similar tracking technologies (e.g., beacons, scripts) for:

• Authentication
• User preferences
• Analytics
• Improving Service performance

Types of Cookies:

• Necessary Cookies – Essential for website functionality
• Notice Acceptance Cookies – To track user consent
• Functionality Cookies – To remember user preferences

You can manage Cookies through your browser settings.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

• To provide and maintain the Service
• To fulfill a contract
• To manage Your requests
• For data analysis, usage trends, and service improvement

We may share Your data with:

• Service Providers
• Affiliates
• Business Partners
• Other users (in public areas)
• With Your consent

Retention of Your Data

We retain Personal Data only as long as necessary to comply with legal obligations, resolve disputes, and enforce agreements. Usage Data may be retained for internal analysis unless otherwise required by law.

Transfer of Your Data

Your data may be transferred to and processed in countries with different data protection laws. By using our Service, You consent to such transfers. We ensure adequate security and compliance measures are in place.

Delete Your Data

You have the right to:

• Access, update, or delete Your Personal Data
• Request changes via account settings or by contacting Us

We may retain some data to meet legal obligations.

Disclosure of Data

We may disclose Your Personal Data:

• To comply with legal obligations
• To protect rights and property
• To prevent wrongdoing
• To ensure safety of users or public
• In connection with a merger, acquisition, or asset sale

Security of Your Data

We strive to use commercially acceptable means to protect Your data, but no method is 100% secure. Please use the Service responsibly.

Children's Privacy

We do not knowingly collect data from children under 13. If we become aware, we will remove the data promptly. Parental consent is required where applicable.

Links to Other Websites

Our Service may contain links to third-party websites. We are not responsible for their content or privacy practices. We encourage You to read their Privacy Policies.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify You via:

• Email (if provided)
• A prominent notice on our website

Changes become effective once posted.